Home EV Charger Insurance | Protect Your Charger | Hometree
Electric Vehicle Charger Insurance
Don’t let a faulty charger slow you down. Protect your EV charger and home electrics with Hometree.
Our EV charger insurance goes the extra mile
Our EV charger insurance allows you to keep your charging unit protected — so a fault, accidental damage, or theft never leaves you without a way to charge.
Vandalism and theft cover
If someone damages your charger or makes off with your cable, we’ll cover the cost of putting things right.
Accidental damage cover
If an accident happens and your charger stops working, or it gets damaged by fire, we’ve got you covered.
Complete EV system cover
We cover the whole charging system from the wall unit to the cabling, to ensure you stay protected in any scenario.
Combined electrics plan
We offer a combined EV charger & home electrics cover plan to give you peace of mind all year round.
What’s included
- AC EV charger unit up to 22kW
- Unit electrical wiring, fuses, isolation switch and switch gear
- Theft from the home
- Accidental damage, fire, faults or vandalism
- Replacement up to £2,000 if beyond repair (under 10 years old)
- Contribution up to £250 if beyond repair (10 years or older)
What’s not included
- Home Electrics (circuits, fuse box, sockets, etc.)
- Pre-existing or installation faults
- Damage to property or injury to persons
- Cosmetic damage with no effect on performance or safety
- Wi-fi, apps or devices used to control the charger
- Flood, storm, natural disasters or other forces of nature
EV Charger & Electrics Cover
Cover for both your EV charger & home electrics to give you complete peace of mind
- Price: £5.00 per month
What’s included
- Mains electrical wiring system
- Broken sockets and switches
- Fuse box breakdown
- Connected doorbells and smoke alarms
- Fixed outdoor lighting (up to 3 metres above ground)
What’s not included
- Pre-existing or installation faults
- Damage to property or injury to persons
- Cosmetic damage with no effect on performance or safety
- Household appliances (fridges, washing machines, etc.)
FAQs
Do I need to have a specific EV charger?
We cover all AC EV chargers with an output of up to 22kW.
What type of damage is covered in my plan?
Our EV charger insurance covers operational faults caused by accidental damage, fire, faults or vandalism. Our cover also includes theft of the EV charger unit or cable from your home.
What if my EV charger is damaged beyond repair?
We will offer you a replacement unit worth up to the value of £2,000 if your EV charger is deemed beyond economic repair and under 10 years old. If your EV charger is 10 years or over, we will make a contribution of up to £250.